Who Am I Meeting With?
Hi, my name is Scott Campbell, RICP. I am the licensed fiduciary that meets with each of our clients and prospects. Last year, I released my book The Perpetual Retirement Income Machine: Never Worry About Your Income Again. It talks about a tried-and-true method of planning for retirement, using income buckets. I utilize evidence-based investing to structure your assets, specifically to meet your individual needs. As a Retirement Income Certified Professional (RICP), I am trained specifically to help you with retirement planning and wealth management. I also teach adult educational classes in the Austin area to help people with their finances.
What Type of Financial Advice Do You Provide?
I am a retirement and wealth management specialist. We talk about the following things:
- Income planning
- Cash flow planning
- Net worth planning
- Investment management
- Risk management
- Risk mitigation
- Legacy planning
- Estate planning
- Roth conversion
- 401(k) rollovers
But you know that you can talk to me about anything. I am here to help you improve your financial situation and to facilitate stable and diversified growth for your future, without putting your retirement at risk.
I customize the entire retirement planning process based on your specific needs. You take a risk assessment early on, so that we can understand your risk aversion and cater the portfolio accordingly.
Retirement is a hard transition. I’ve helped guide people into retirement for over two decades and it is never easy. Small rules can result in big, unexpected fees; you need to stay on top of taxation and concepts, such as RMDs. Your financial plan isn’t all about the financials and I want you to have the time to enjoy your life in retirement. That’s why it’s so important to have an effective financial plan in place ahead of time.
Why Should I Choose The Retirement Instructor?
I specialize in retirement and have helped hundreds of people to retire with optimal retirement income. I am a fiduciary and always follow the fiduciary standard of care when recommending any investment to my clients. I cannot recommend anything that goes against your best interests and as a fiduciary, this is mandated by law.
I know that a lot of people need help with their financial strategy. They need me to navigate complex investment arenas, rules, laws and strategies. In retirement, most people won’t have time to recover from a large financial setback and a good financial planner won’t leave your future up to chance.
Few people have extra money to waste, or risk on dangerous ventures. That’s why I won’t ever put you in that situation. Most financial planners don’t specialize in retirement planning and they won’t necessarily provide you with advice that favors your personal growth. With a solid written plan, designed with the fiduciary standard of care, you can make your retirement years the best years of your life.
What is Austin First Financial, Inc.?
I am the owner and founder of Austin First Financial, INC.. The Retirement Instructor is a subsidiary and my brand for teaching retirement classes.
Austin First Financial, Inc. was a finalist in Austin’s “Best of the Best” competition and was named one of the top 3 investment firms in Austin. I have also been recognized as a FiveStar: Best in Client Satisfaction Wealth Manager for 5 years (2012, 2014, 2015, 2017 & 2018 ). Neither of these awards accepts self-nominations and they rely on feedback from our community.
What is The Retirement Report Card?
The Retirement Report Card is a short workbook to assist you in planning for retirement. It has a series of checklists and information to guide you throughout the process.
It analyzes your fees, social security strategy, written income plan, taxes, roth conversions, and overall retirement strategy. This will help to cover every area of your retirement plan and plan for contingencies.
You won’t get The Retirement Report Card anywhere else, because I’ve developed it specifically for my clients. It covers all the bases and helps to create a more in-depth retirement plan, leaving no stone unturned.
What are your qualifications?
- Retirement Income Certified Professional (RICP)
- President and Founder of Austin First Financial Inc. & The Retirement Instructor
- 11 years of teaching Retirement Planning at UT informal classes, St. Edward’s professional education, and Extellent professional development centers
- Author of The Perpetual Retirement Income Machine
- FiveStar Wealth Manager for 5 years: 2012, 2014, 2015, 2017, 2018
- I utilize Structured Income Planning to reduce risks, increase projected success and reduce the impact of emotions on your investments
- Finalist in Austin’s Best of the Best Competition - 2018
How Do You Manage My Investments?
Using a mixture of fixed guaranteed products and market ETFs, I create income buckets for you, that allow you to establish a fixed stream of retirement income, while your variable investments continue to grow. Your investment plan is dependent on your investment risk aversion and I will personalize your retirement plan for your individual needs.
Retirement presents new and unusual expenses, that require planning ahead of time. I want you to be prepared for anything. In the process, I will assist you in diversifying your portfolio and demonstrate how to reduce your taxation. Our approach is holistic and customized. I never offer boilerplate suggestions and we only offer what’s best for our clients.
Where Would My Assets Be Held?
We use TD Ameritrade as our financial custodian for client portfolios. TD Ameritrade was founded in 1971 and grosses approximately $4 billion in annual revenue. They are well established and do not charge an annual account fee. They offer low fees for trades and include real-time quotes for non-professionals. Basically, TDA is a professional grade financial tool, but it provides reporting and insights to all kinds of clients. For more information on TDA account features, click here.
Where Are You Located?
We are located at 1502 West Avenue. It’s on the northwest corner of 15th Street and West Avenue in one of the historic Caswell houses. Parking is located around the back of our building. You can park in any spot, even if it’s labeled reserved.
Take the exit onto Enfield. Continue straight, until you reach the bridge over North Lamar, then at the top of the hill, turn left onto West Avenue. We are the first house on the left side of the street. Take the driveway under the portico and park in the back of the building.
Take the exit towards UT Austin and 15th Street. At the top of the hill, turn right onto West Avenue. We are the first house on the left side of the street. Take the driveway under the portico and park in the back of the building.
From North Lamar:
Yield to traffic and take the exit going left towards 15th Street. At the top of the hill, turn left onto West Avenue. We are the first house on the left side of the street. Take the driveway under the portico and park in the back of the building.
From MLK Jr. Blvd:
Head west towards Mopac/Lamar. You will see a pedestrian crosswalk, turn left onto West Avenue. We are the last house on the right before 15th street. Take the driveway under the portico and park in the back of the building.