Utilizing an appropriate claiming strategy for Social Security can dramatically increase your odds of having a successful retirement. When to claim Social Security could be the most important financial decision you will likely make. How old you are when you claim Social Security has a dramatic effect on the monthly benefits you and your spouse (if married) will get for the rest of your lives. Even more important is HOW you claim Social Security. There are 81 different ways to claim benefits for a married couple including strategies such as payback, restricted applications, switches, and suspended applications. Utilizing the appropriate strategy could increase a couple’s lifetime benefit by over $250,000. This course will review Social Security rules, taxation, definitions and viability. You will receive The Social Security Claiming Guide booklet from the Center For Retirement Research at Boston College as part of your materials.